Moonshine
Capital
Primary Tradelines
Primary Tradelines You Can Add To Your Report
My Jewelers Club
Hard Credit Check?
No
DESCRIPTION
Join their jewelry club. purchase about $100 or so worth of jewelry and they will report a $5.000 primary tradeline on your credit report. Ensure you make the payments because they are reporting that also.
STRATEGY
We want to leverage this primary tradeline to increase our credit to lower our utilization to boost our credit score. We will have to add age though through an Authorized User Account which we can help you add.
New Coast Direct
Hard Credit Check?
No
DESCRIPTION
New Coast Direct sells a plethora of items such as cell phones. toys. computer tablets. electronics. video games and more. They do require 50% down but you can get started and have a tradeline post for under $150. They give you a $5.000 primary tradeline.
SRATEGY
We want to leverage this primary tradeline to increase our credit to lower our utilization to boost our credit score. We will have to add age though through an Authorized User Account which we can help you add.
Credit Card Builder
Hard Credit Check?
No
DESCRIPTION
This is a secured credit card in your name used for the sole purpose of helping you build your credit score. No minimum credit score required so there is 100% hope for you! The credit limit is low. but you have to start somewhere in order to establish and build your credit back up.
STRATEGY
We want to leverage this primary tradeline to increase our credit to lower our utilization to boost our credit score. We will have to add age though through an Authorized User Account which we can help you add.
Self Lender
Hard Credit Check?
No
DESCRIPTION
This one is way different from the others. but still a great choice especially for account diversification. No minimum credit score required so there is 100% hope for you! This is a CD (certificate of deposit) that reports to ALL THREE CREDIT BUREAUS. and you get the money back after it matures in one year. There is a small origination fee (around $9 – $12) then small monthly payments after that based on how much you want the CD to report as. Each payment is reported to the 3 credit bureaus (don’t screw this up!). At the end of the term. you’ve paid off the loan and you can get the money back + interest – hence saving money while boosting your credit.
STRATEGY
We want to leverage this primary tradeline to increase our credit to lower our utilization to boost our credit score. We will have to add age though through an Authorized User Account which we can help you add.
Rent Reporters
Hard Credit Check?
No
DESCRIPTION
They are currently reporting to Transunion AND Equifax; they will also report your rent as a tradeline to your credit report. They can backdate your rental history for up to 24 months. Use this code during signup to get $10 off! ll-rixcd. They will verify all information. including ownership of the property to ensure you have a good track record with your landlord first.
STRATEGY
We want to leverage this primary tradeline to increase our credit to lower our utilization to boost our credit score. We will have to add age though through an Authorized User Account which we can help you add.
Rhental Kharma
Hard Credit Check?
No
DESCRIPTION
This company will report your rent to Transunion. which will boost your credit score because adding positive tradelines is super powerful. They are currently reporting to Transunion only which is very common for rental reporting agencies. They can backdate your rental history for 24 months.
STRATEGY
We want to leverage this primary tradeline to increase our credit to lower our utilization to boost our credit score. We will have to add age though through an Authorized User Account which we can help you add.
Hutton Chase
Hard Credit Check?
No
DESCRIPTION
This is a secured credit line in your name for $1.500 that can be used only at their website. Product purchase of $180 is required however only a $30 activation fee is due at time of purchase.
STRATEGY
We want to leverage this primary tradeline to increase our credit to lower our utilization to boost our credit score. We will have to add age though through an Authorized User Account which we can help you add.
Experian Boost
Hard Credit Check?
Yes
DESCRIPTION
Experian will report *utility bills* to your Experian credit report. in exchange for your bank account information (that is where they will verify your payment history each month). This is free! You can only “self report” to Experian though.
STRATEGY
We want to leverage this primary tradeline to increase our credit to lower our utilization to boost our credit score. We will have to add age though through an Authorized User Account which we can help you add.Apply Now
Ox Publishing
Hard Credit Check?
No
DESCRIPTION
This is a $2.500 secured line credit reported in your name (no credit card is mailed to you). Typically this reports to Equifax only. this may change over time though. There is a minimum purchase required in their online store. typically $180 purchase. it’s about $30 to get started. then finance the rest in monthly payments.
STRATEGY
We want to leverage this primary tradeline to increase our credit to lower our utilization to boost our credit score. We will have to add age though through an Authorized User Account which we can help you add.Apply Now