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Modern Design Home

Vacation Rental
Home Loans

Cash-out. Refinance. Purchase.

A Loan Program Designed for Only One Thing: Vacation Rentals

Our vacation rental loan program is underwritten based on property level cash flow and borrower credit, rather than the borrower’s income. As a result, our vacation loans are the market leader for self-employed investors and investors building a portfolio of vacation rental properties.

Modern House

Vacation Rental Financing Features

  • Common sense underwriting of your short-term rents

  • Full 30 year terms (no balloons) for your peace of mind

  • No tax returns required

  • Simple, haggle-free pricing you can depend on

  • Protect your identity and other assets by borrowing in a corporate entity

Our Lending Network is the Nation's Leading
Vacation Rental Lender

Our vacation rental program is meant to be scalable, and there is no hard limit to how many properties an investor can finance with us. We provide purchase and refinance financing up to 75% LTV. Commonly, a customer obtains a cash-out refinance from our network to purchase or improve another vacation rental property. Since late 2015, our network has financed more than $1.9 billion in Rental360 loans, including $545 million in vacation rental properties.

Finance Your Investment Property Today

A Swift and Easy Process You Can Rely On

Image by Scott Graham

Application Stage

Image by Thomas Lefebvre

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Buying a House

Closing Stage

You provide us a completed application and pay for the appraisal. We evaluate your credit.

One of our loan processors is assigned and works with you on gathering the rest of our required documentation.

Your Processor submits full loan package to underwriting team; once approved we schedule your closing.

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