Moonshine Capital
AI-Powered Funding Marketplace
Diverse Funding for Diverse Innovators
Catering to a Spectrum of Digital Economy Pioneers
At Moonshine Capital, we recognize the vast and varied landscape of the digital economy. Our funding solutions are designed to cater to a wide array of sectors within this dynamic ecosystem. Here’s who we serve:
Content Creators and Influencers
Elevate your production, enhance your equipment, or broaden your audience reach with our tailored funding options.
E-commerce Businesses
Boost your inventory, amplify your marketing, or refine your platform with our specialized financing solutions.
Micro-SaaS and AI Innovators
Drive your software or AI tool forward with funding that supports product development, team expansion, and market penetration.
Creative Entrepreneurs and Freelancers
Whether you’re in design, writing, or photography, secure the capital you need to flourish during peak and trough periods alike.
Gig Workers and Self-Employed Professionals
Find the financial support necessary to sustain or diversify your gig economy engagement.
Digital Nomads
Invest in the latest technology, secure your next co-working space, or fund your travel with our adaptable financing options.
B2B Service Providers
Scale your operations or upgrade your arsenal with funding designed for businesses serving businesses, from digital marketing to software development.
Coaches and Consultants
Expand your influence with funding to develop courses, build your brand, or grow your client base.
When The Big Banks Can't Help, We Can!
Our focus is to streamline the most optimal funding solution for your current business needs.
BUSINESS CASH ADVANCE
Loan Amounts: $20K to $5MM
Terms: 3 to 18 Months
Factor Rate: 1.20 to 1.49
Min. Credit: 550
SBA 7(A) LOANS
Loan Amount: 250K to $5MM
Terms: 5 to 25 Years
Interest Rate: 1% to 9%
Min. Credit: 680
BUSINESS TERM LOANS
Loan Amount: 30K to $350K
Terms: up to 10 Years
Interest Rate: 8% to 12%
Min. Credit: 660
EQUIPMENT FINANCING
Loan Amounts: 250K to $5MM
Terms: 1 to 5 Years
Cost of Capital: 6% to 35%
Min. Credit: 600
PERSONAL/START-UP LOAN
Amounts: $20K to $500K
Terms: 1 to 5 Years
Interest Rate: 6% to 18%
Min. Credit: 680
HARD MONEY REAL ESTATE LOANS
Loans Amounts: $100K to $50M
Terms: 1 to 5 Years
Interest Rate: 6% to 14%
LTV%: 50% TO 75%
LINE OF CREDIT
Loan Amounts: 5K to $150K
Terms: 12 Months
Factor Rate: 1.09 to 1.29
Min. Credit: 660
COMMERCIAL & RENTAL PROPERTY
Loan Amounts: $100K to $50M
Terms: 1 to 5 Years
Interest Rate: 4% to 7%
LTV%: 60% TO 80%
Qualification is simple! Do you qualify?
The minimum qualifications of our providers are less intensive than those of banks. We focus on getting you
quick approval and fast capital.
Location
Serving Businesses anywhere in the U.S. or Canada
Personal Credit
Personal credit score must be at least 500+
Industry
Over 700 different industries served
Apply In Minutes
Use our easy online form to apply & get fast approvals
Compare Options
Secured & unsecured options with no personal guarantee
Customize
Pick the terms that work best for your business
Get Funded
Funds in a few business days for most programs
More Affordable
Our fundings are typically up to 50% less expensive than a traditional merchant cash advance.
Fast Capital
You submit your application and we provide you with a fast decision.
Real Answers
No salespeople or spam; if it doesn’t work for you, it doesn’t work for us.
Risk Free
It's absolutely FREE to find out what you qualify for. You have nothing to lose.
Fund Your Business
One application. Multiple offers. Quickly compare offers from multiple providers without impacting your credit score.