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The "Soft Pull" Secret: How to Check Your Funding Eligibility Without Hurting Your Credit Score

Banks punish you just for asking for a loan. A 'Hard Inquiry' can drop your score 10 points instantly—even if they say no. Stop the bleeding. Learn how the 'Soft Pull' method lets you see exactly how much capital you qualify for without leaving a scratch on your credit report. We focus on your daily revenue, not your FICO. It’s zero risk, all reward. Read now to learn how to check your eligibility safely and get funded by tomorrow.


Worker with dirt on face holds phone displaying "APPROVED." Background features a shield, bar chart, and hammer labeled "BANK." Moody setting.

You know that feeling in the pit of your stomach. You need capital to fix a rig, buy materials for a job, or make payroll. You sit down to fill out a loan application, and your finger hovers over the "Submit" button.


You hesitate. Why?


Because you know that the second you click that button, a traditional bank is going to hammer your credit report.

If they say "no," you don't just lose the loan—you lose points on your credit score. 

It’s a double whammy that keeps hardworking business owners up at night.

You shouldn't be punished just for asking a question.


Why the "Bank Way" is Broken


When you walk into a marble-floored bank branch, the suits look at one thing: your FICO score. To see it, they perform a Hard Inquiry.


Here is the ugly truth about Hard Inquiries:

  • They stay on your credit report for two years.

  • They can drop your score by 5 to 10 points instantly.

  • If you shop around at three or four banks, you look "desperate" to lenders, making it even harder to get approved.


The system is rigged. They force you to damage your credit just to see if you're "worthy" of their money. And usually, after making you wait two weeks and bury them in tax returns, the answer is still "No."


The Blue Collar Solution: The Soft Pull


We don't care about your tax returns from three years ago.

We care about the work you are doing right now.


That is why we use a Soft Pull.


A Soft Pull is a background check on your credit that does not impact your score. It’s the same technology you use when you check your own credit on an app. We can see how you handle your debts without penalizing you for it.


This changes the game. It means you can find out exactly how much capital you qualify for—$10k, $50k, $100k—with zero risk. If you don't like the offer, you walk away, and your credit score stays exactly where it was.


3 Reasons Why Soft Pulls Save Your Business


You’re busy running a business, not playing games with credit bureaus. Here is why sticking to lenders who use Soft Pulls (like us) is the smartest move you can make.


1. You Can Shop Without Shame

In the old days, you had to be careful. You couldn't apply to multiple places because the inquiries would pile up. With Soft Pull lending, you have the freedom to look for options. You can check your eligibility with us, get a number, and sleep soundly knowing your FICO score is safe.


2. Speed Kills (In a Good Way)

Hard pulls usually come with mountains of paperwork. Soft pulls are data-driven and fast. Because we focus on your revenue (your cash flow) rather than just a credit score, we can make decisions instantly.


  • Bank: 2-4 weeks for an answer.

  • Us: Approval in hours. Funds in your account the Same Day.


3. Your Cash Flow Tells the Real Story

A credit score tells me how you paid a credit card bill four years ago. It doesn't tell me that you just landed a massive contract or that your trucking route is fully booked for the next six months.


By using a Soft Pull combined with a look at your business bank statements, we lend based on reality. If you have consistent deposits, we have capital for you. We bet on the jockey, not the track record from a decade ago.


Stop Guessing. Start Growing.


Look, you don't have time to beg a bank for money and get slapped with a credit penalty for your trouble. You have a business to run.


We believe in the "Working Class" economy. We know that if you have the cash, you'll do the work. That's why we make it easy.


  • No Hard Credit Inquiry.

  • Funds in 24 Hours.

  • Simple Paperwork.


Text reads "We’ll Find You the Best Funding Offer—Guaranteed!" with a Visa gift card image. Offer for $500 if terms aren't met.

The "Meet or Beat" Guarantee

We are so confident that we have the best options for the independent business owner that we put our money where our mouth is. If you get a better written offer from another lender, we will meet it or beat it.


If we can't?

We will give you $500.


Do not let fear of a credit drop stop you from getting the tools you need.




It takes 2 minutes. Get funded tomorrow.



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